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Navigating Commercial Vehicle Accident Claims in Massachusetts: Your Guide to Securing Legal Compensation

September 19, 2025

When a commercial truck, bus, or delivery van is involved in a crash, victims often face severe injuries, overwhelming medical expenses, and complicated insurance battles. Understanding how to handle commercial vehicle accident claims in Massachusetts is crucial for protecting your rights and obtaining the full compensation you deserve under state and federal laws.

At Kiley Law Group, we have spent decades representing individuals who have been injured in complex transportation cases. Our attorneys combine deep knowledge of Massachusetts law with federal trucking regulations to provide strategic, results-driven representation.

This article provides a detailed overview of:

  • What constitutes a commercial vehicle accident and how it differs from a standard car crash
  • Common causes of accidents, including driver negligence and equipment failures
  • Immediate steps to take after a crash to preserve your health and legal rights
  • The role of liability under Massachusetts comparative negligence rules and Federal Motor Carrier Safety Administration (FMCSA) regulations
  • Key state laws, insurance requirements, and filing deadlines that affect your claim
  • Types of injuries, available damages, and the impact of skilled legal representation

What Exactly Is a Commercial Vehicle Accident in Massachusetts?

A commercial vehicle accident in Massachusetts occurs when any vehicle used for business purposes, such as delivery trucks, charter buses, or tractor-trailers, collides with another vehicle, pedestrian, or property. For example, a rollover involving a FedEx tractor-trailer could trigger both state negligence laws and federal FMCSA safety regulations.

At Kiley Law Group, our team has handled claims involving MBTA buses, regional delivery vans, and long-haul trucking companies, giving us a comprehensive perspective on how these cases differ from standard motor vehicle accidents.

How Do Commercial Vehicle Accidents Differ from Regular Car Accidents in Massachusetts?

Unlike collisions involving passenger cars, commercial vehicle accidents often bring multiple parties, strict federal oversight, and higher insurance policy limits into play. Key distinctions include:

  • Employer liability for the actions of commercial drivers
  • Oversight by the FMCSA
  • Larger available policy limits due to commercial coverage requirements
  • More complex discovery involving records such as driver logs, dispatch schedules, and cargo manifests

These differences highlight why victims benefit from attorneys who understand both Massachusetts tort law and FMCSA regulations.

Common Causes of Commercial Vehicle Accidents

Crashes often arise from a combination of driver negligence, company policies, and equipment issues. Examples include:

  • Fatigue from excessive hours behind the wheel
  • Distraction caused by phones or navigation systems
  • Defective brakes, steering systems, or tires
  • Improperly loaded or overweight cargo
  • Pressure from employers to meet unrealistic delivery deadlines

At Kiley Law Group, we work with reconstruction experts and industry specialists to identify these causes and ensure accountability.

Immediate Steps After a Crash

Taking immediate action after a commercial vehicle accident is critical to both health and legal recovery.

  • Move to a safe location and call 911 for emergency assistance
  • Obtain a police report to document the incident
  • Collect photographs, witness details, and vehicle information
  • Seek prompt medical attention, even for injuries that may not be immediately apparent
  • Avoid statements of fault at the scene

Our attorneys guide clients through this process, often securing driver logs, black box data, and company maintenance records before they can be lost or altered.

Liability and Massachusetts Comparative Negligence

Massachusetts applies a modified comparative negligence rule, which assigns fault to all parties involved. If an injured party is found to be more than 50 percent responsible, they cannot recover damages. Otherwise, compensation is reduced by their percentage of fault.

Example Liability Table

PartyFault CriteriaCompensation Impact
Injured DriverDriver error (speeding, improper turn)Award reduced by percentage of fault
Commercial DriverHOS violations, distracted drivingFull liability if more than 50% at fault
Trucking CompanyPoor maintenance, excessive schedulingJoint and several liability for damages
ManufacturerDefective parts causing the crashSubject to strict product liability rules

This framework confirms that Massachusetts uses a modified comparative negligence standard, requiring careful analysis to minimize fault assigned to victims.

The Role of Federal FMCSA Regulations

FMCSA regulations establish strict safety standards for the commercial trucking industry. Violations of these rules, such as exceeding hours-of-service limits or failing to complete inspections, can serve as strong evidence of negligence. Kiley Law Group routinely investigates these issues to strengthen client claims.

Massachusetts Laws, Deadlines, and Insurance Rules

Understanding Massachusetts's no-fault rules, insurance requirements, and filing deadlines is essential.

Filing Deadlines Table

Claim TypeFiling DeadlineException Notes
Personal Injury3 years from accidentDiscovery rule may extend deadline for latent injuries
Wrongful Death3 years from date of deathSeparate deadlines may apply for survivors
Claims against government2 yearsAdvance notice required under strict guidelines

Missing these deadlines can result in losing the right to recover compensation, making timely action essential.

Injuries and Damages in Commercial Vehicle Accidents

The injuries sustained in commercial vehicle accidents are often severe and life-changing. Victims may suffer spinal cord injuries, traumatic brain injuries, fractures, or internal damage requiring surgery.

Damages Table

Damage CategoryDescriptionRecovery Scope
Medical ExpensesHospital stays, surgeries, therapy, medicationPast and projected future costs
Lost IncomeWages, benefits, earning potentialReplacement of lost and diminished future earnings
Pain & SufferingPhysical pain, mental anguish, emotional harmCompensation based on severity and long-term effects
Wrongful DeathFuneral costs, loss of companionshipCompensation for surviving family members

Our attorneys pursue every available category of damages to secure full financial recovery.

Why Choose Kiley Law Group

For more than 50 years, Kiley Law Group has been recognized as a trusted advocate for injury victims throughout Massachusetts and New Hampshire. Our attorneys combine extensive trial experience with a commitment to compassionate client service.

Clients choose us because we provide:

  • Proven success in complex commercial vehicle accident cases
  • Strategic representation rooted in both state and federal law
  • A client-focused approach that emphasizes communication and care

Contact Kiley Law Group Today

By taking the right steps after a commercial vehicle accident, you can significantly strengthen your claim and increase your chances of securing maximum compensation. Each phase, from evidence collection to courtroom advocacy, plays an essential role in achieving a fair outcome.

The attorneys at Kiley Law Group have been representing injured victims in Massachusetts and New Hampshire for more than 50 years. If you have been involved in a commercial vehicle accident, contact us today to schedule a free consultation and begin the path toward recovery.

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Massachusetts Accident Attorney Disclaimer: The personal injury legal information presented at this site should not be construed to be formal legal advice, nor the formation of a lawyer or attorney client relationship. Any results set forth herein are based upon the facts of that particular case and do not represent a promise or guarantee. Please contact an attorney for a consultation on your particular personal injury matter. This website is not intended to solicit clients for matters outside of the state of Massachusetts.
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